Why A High Credit Score Matters

Most people associate their credit score with loan interest rates and whether or not they can take out a loan or obtain a credit card.

In many states it also affects whether or not you qualify for auto and home insurance, your insurance premiums, qualify to lease a house or apartment, and even some jobs.

Maintaining a high credit score affects more than loans and interest rates.

In this video:

• What is a credit score? 00:40
• What affects your credit score. 2:07
• Low versus high scores. 5:24
• Who uses your credit score. 6:05
• Improving your credit score. 7:05

Does Solar Energy Save Money?

While there are many benefits of solar energy, ads and marketing representatives claiming you can save thousands of dollars a year on your electric bill are more hype than fact especially if your home is dual fuel (gas, electric). Solar does not save on gas energy costs. Saving hundreds of dollars on your monthly electric bill can be reduced to less than $50 a month.

This video shares basic information about solar panels and potential cost savings of leased and owned systems.

In this video:

• Common sources of residential energy. 00:54
• What is solar energy? 1:40
• Solar cell materials. 4:11
• Solar energy is not “free.” 6:16
• On-grid versus off-grid solar systems. 6:57
• Will solar energy save you money? 7:52
• Buy or lease? 11:09
• Solar versus increased energy efficiency. 12:24

White Sugar vs Corn Syrup

Corn syrup, also known as glucose syrup, is a refined corn sugar used for cooking and baking. The video shares differences between refined white sugar and corn syrup and how to substitute corn syrup for sugar in cooking and baking.

In this video:

• What is sugar? 00:37
• What is corn syrup? 1:10
• Corn syrup versus high fructose corn syrup. 1:50
• Sugar and corn syrup nutrition. 2:29
• Substituting corn syrup for sugar. 2:52

Preventing Phone, Email, And Text Scams

Scams have increased dramatically over the past few years. Scammers have new ways to persuade people to part with their money and personal information. Thanks to social media, millions of people provide scammers with all the information they need to steal identities and drain bank accounts.

This video shares tips to protect your personal information and savings from phone, email, and text scams.

In this video:

• Scams are increasing. 00:36
• High scam activity states. 1:42
• Information scam artists collect. 2:00
• Types of scams:
• IRS 5:41
• Social Security 7:41
• Medicare 8:36
• Bail money 9:23
• Utility shut off 10:09
• Voting scams 11:11
• Fraudulent online orders 12:55
• YouTube & social media 14:12

5 Easy Methods To Disinfect Kitchen Sponges

Bacteria in kitchen sponges can produce unpleasant odors and be a health risk. This video shares five easy methods to kill harmful bacteria and eliminate kitchen sponge odors.

In this video:

• Extending a kitchen sponge’s useful life. 00:34
• Are sponge bacteria harmful? 1:17
• Disinfecting sponges:
• Dishwasher 2:26
• Microwave oven 3:06
• Chlorine bleach 3:57
• Vinegar 4:57
• Boiling water 5:25

Chicken Eggs vs Vegan Egg Substitute

A vegan diet is 100% plant foods. It excludes all animal products including eggs. Eggs are used in 100’s of recipes.

Today, there are plant based (vegan) liquid egg substitute. This video compares one popular brand made from mung beans with whole chicken eggs.

In this video:

• A brief history of bird eggs. 00:53
• Plant based egg substitute advantages and disadvantages. 1:46
• Mung bean egg substitute ingredients. 2:09
• Nutrition comparison. 3:49
• Cost comparison. 5:14
• Cooking and baking using a mung bean egg substitute. 6:49

Cut Calories & Increase Nutrients: Slow Foods vs. Fast Foods

Prepared foods are convenient, but usually provide too many of some nutrients (calories, salt, sugar, refined flour), and too few essential nutrients (vitamins, minerals).

Home cooked meals can significantly reduce calories while providing more essential nutrients.

In this video:

• What is fast food? 00:46
• What is slow food? 1:10
• Your diet provides essential nutrients. 1:45
• Your body’s needs versus wants. 3:37
• Why most fast foods are low nutrient fat foods 6:38
• Fast versus slow food calories and nutrition. 8:40

Online Lists You Can Ignore

You search the internet for product reviews and get back numerous websites about the “10 Best” “Best (fill in the blank) for 2023.” Many times these sites do not agree which product is best and the reviews are vague, reviewer qualifications and testing methods are not disclosed.

Most are are commercial business accepting advertising and manufacturer incentives to sell low price, low quality products, or best selling products by internet retailers.

This video shares how to separate biased from unbiased lists and reviews.

In this video:

• There are lists for almost everything. 00:46
• .org websites versus .com websites. 1:33
• Can you trust a trusted domain name? 3:33
• Experienced testers or corporate executives? 5:10
• Biased unbiased reviews and ratings. 5:59
• Why are D-rated products listed? 7:37

Is Your Diet Nutrient Deficient?

Essential nutrients must come from your diet because your body cannot make them. Essential nutrients include fat, carbohydrates, protein, vitamins and minerals.

Many diets are nutrient deficient emphasizing some essential nutrients and not others. Nutrient deficient diets require supplemental nutrients.

This video shares how to verify your diet provides all essential nutrients your body needs before resorting to dietary supplements.

In this video:

• Essential nutrients & nutrient deficiencies. 00:32
• Symptoms and tests:
• Fat deficiency 3:14
• Protein deficiency 4:46
• Carbohydrate deficiency 6:47
• Mineral deficiency 8:42
• Vitamin deficiency 11:37
• Home testing and self-help risks. 13:10

Fast Metabolism And Weight Loss

Your metabolism works 24 hours a day to keep you alive but, does a fast or slow metabolism affect your weight and weight loss? A fast or slow metabolism has more to do your level of activity that your diet. Most people can to increase their metabolism without dietary supplement and fad diets. And, no supplement or diet will significantly effect weight gain caused by your genes, hormones, and medications.

In this video:

• What is metabolism? 00:44
• Sources of dietary energy. 2:29
• How your body burns calories. 3:23
• Metabolism and breaking your fast. 5:51
• 700 calorie meals. 7:31
• Excess calories and body fat. 10:30

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