Marketing Tricks: Reverse Mortgages

Senior Americans are sitting on trillions of dollars worth of equity. Many retired Americans discover their income and savings are not enough to make ends meet. Congress created reverse mortgages during the 1980’s to allow senior homeowners to tap into their homes equity. Assuming their home has any equity.

While commercials by companies who originate reverse mortgages claim it is an easy way to use built up equity there are limits and disadvantages. Like a conventional mortgage, the lender can foreclose on a reverse mortgage.

In this video:

• What is a reverse mortgage? 00:28
• Types of reverse mortgages. 2:26
• How you can use the money. 3:24
• Who owns the home? 3:52
• Reverse mortgage advantages. 4:25
• Reverse mortgage disadvantages. 4:50

Why You May Not Need 4,700 mg Of Potassium Daily

Potassium is an electrolyte that helps balance fluid levels in cells and blood. While sodium can increase blood volume, potassium decreases it. Plant foods are the best source of potassium, but it also comes from eating animal foods.

There are indications some people are not getting enough dietary potassium. Your doctor uses a blood test called Comprehensive Metabolic Panel (CMP) to check your blood potassium and sodium levels.

Some websites claim adults need up to 4,700 mg of potassium daily. Others claim as little as 2,500mg  daily is enough. For people with healthy kidneys, excess potassium is removed in your urine.

For people with kidney disease, excessive potassium can be life threatening. That is one reason potassium supplements are limited to 100 mg.

In this video:

• Do healthy adults need 4,700 mg of potassium daily? 00:46
• RDA, adequate intake and daily value. 2:45
• Potassium deficiency symptoms and risks. 4:41
• Low carb diets and potassium deficiency. 7:02

Natural Versus Supplemental Protein

Millions of people take protein supplements in the form of bars, beverages, capsules and pills. Many get enough protein from their diet.

While plant and animal foods provide complete protein (all nine essential amino acids), so protein supplement, like collagen, provide incomplete protein. Others have more nonessential amino acids than essential amino acids.

In this video:

• What is protein? 00:47
• Sources of natural food protein. 1:19
• Complete versus incomplete proteins. 1:53
• High versus low quality protein.2:41
• Added proteins. 3:47
• Supplemental protein is expensive protein. 5:20

Salt vs. Herbs & Spices

Salt is an essential mineral providing the electrolytes of sodium and chloride. Some people with heart or kidney ceases are advised to limit their salt intake.

Unlike salt, herbs and spices have antioxidant, anti-inflammatory, anti-cancer, anti-bacterial, anti-viral chemicals.

In this video:

• Salt advantages and disadvantages. 00:42
• Difference between salt, herbs, and spices. 2:15
• Are herbs and spices superfoods? 2:52
• Substituting herbs and spices for salt. 4:11

Marketing Tricks: OTC Hearing Aids

Heavily advertised low cost over-the-counter hearing aids may not improve hearing as claimed or require more manual adjustments like volume control.

They also are not designed for people with severe hearing loss.

In this video:

• OTC hearing aids versus PSPAs. 00:40
• OTC hearing aid marketing hype. 1:27
• Protecting your hearing. 4:46

Microwave Ovens

Most homes have a microwave oven. While some are used to cook foods, like baked potatoes, most are used to heat liquids, melt ingredients like butter, and heat frozen foods.

This video shares how microwave ovens cook and reheat foods, and how to prevent foodborne illness.

In this video:

• What is a microwave oven and its uses. 00:35
• Microwave oven power and cycle times. 1:25
• Not all microwave ovens are created equal. 4:01

To Sift, Or Not To Sift?

Some recipes, like cakes, call for sifted flour. Unlike countries that use metric weights in grams, U.S. recipes use cups. One cups of sifted flour does not equal 1 cup of four sifted. In both cases, it aerates and removes clumps of flour. But, the weight of sifted flour is less than unsifted flour. More flour can contribute to tough dry cakes.

Sifting ingredients does not mean you must invest in a sifter. A large sieve can serve as a sifter when needed.

In this video:

• Reasons for sifting. 00:37
• Why sift flour and sugar? 1:57
• When to sift. 2:30
• Use a sieve for sifting. 3:11

10 Ways Climate Change Can Bankrupt You

Whether or not you believe in climate change, it is all ready affecting peoples lives. While some people blame the increasing cost of food, insurance, and utilities on inflation and a liberal government, they ignore the impact severe weather is having on peoples lives and livelihood across the country and world. This video looks at how climate change can bankrupt you even if you are not affected directly.

In this video:

• Climate change and waste. 00:36
• Be ready to pay more whether or not you believe in climate change. 1:32
• 10 ways climate change can bankrupt you. 3:33

Tips For Novice Cooks: Little Or No Cooking Recipes And Meals

Eating healthy meals does not require a lot of cooking experience. A food industry myth is that eating out is more economical than home cooking. And yet, one of the first thing cut during hard economic times is dining out.

You do not have to spend hours in the kitchen preparing healthy meals. Hundreds of recipes and meals requiring little or no cooking. When you compare the cost of home cooked or prepared foods to commercially prepared foods you can eat organic meals for a fraction of the cost.

In this video:

• Cooking is older than homo sapiens. 00:36
• Recipes that do not require cooking. 1:54
• Simple cooked recipes. 3:34
• Slow cookers versus pressure cookers. 6:01

Carbs Versus Calories

Low carb diets have guaranteed weight loss and disease prevention for more than 60 years. Instead of low carb they should be called low refined carb diets.

Replacing carbs with fat and protein may not be enough to cause weight loss and prevent or cure chronic diseases like type 2 diabetes and high blood pressure. Billions of people around the world eat high plant food diets and live long, healthy lives.

In this video:

• Sources of food calories (energy). 00:39
• What are carbs? 00:56
• Processed versus natural carb calories. 2:03
• Carbs and diabetes. 2:48
• Carbs and weight gain. 4:27

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